Washington is one state that makes it mandatory for one to possess at least a basic amount of auto insurance, failing which you may be subjected to quite a lot of penalties. So if you happen to have just relocated into this state recently, it is essential that you procure basic auto insurance for your vehicle as soon as possible.

Grabbing the best bargain from the most competitive auto insurance companies for your vehicle requires some homework to be done. You tend to get heavy discounts on auto insurance premiums that depend on umpteen factors, some of them are as follows:

• What kind of car you have to insure
• Whether you are a male or female
• Whether you are unmarried or married
• Your driving record
• Your earlier coverage of auto insurance
• Your years of driving experience

If you are really keen on getting the best bargain for your auto insurance you need to spend some time asking around about:

• The various discounts the well-known auto insurance companies provide for having a spotless driving record, discounts for insuring more than one car at one stretch, owning an electric car and the list goes on.
• Be smart and invite quotes from at least three or four reputed insurance companies and take the time to compare the details of all the variations included.
• Take the time to check out whether you are eligible for any kind of low-cost insurance package that the state of Washington has to offer.
• Cut out all the unwanted coverage areas, that will only hike up your auto insurance premiums unnecessarily.
• Getting safety features installed in your vehicle invites, huge discounts from your insurance company. This includes features like anti-theft devices, anti-lock brakes, airbags, and automatic seat belts. You can get anywhere from five to thirty percent for the same.
• Registering for “defensive driving course” also offers you a 0 to 15 percent discount on your insurance
• If you happen to be a person who drives around very less, like below 7500 miles every year, there is a chance that you can get a discount for low mileage on the auto insurance ranging from 5 to 15 percent. Good news is that some auto insurance companies even offer you special cuts if you are a person who commutes to work using public transport for at least five days in a week.
• Last, but not least, maintaining a good credit record is yet another important factor that will help you bag excellent discounts for your auto insurance premiums. So make sure you have a good credit rating and take care to ensure all your bills are paid on time.